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After My New York City Motorcycle Accident, Who Pays My Medical Bills?
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If you have been in a motorcycle accident in New York City and have serious injuries that racked up medical costs for you, you naturally may be looking to file a claim against someone to get financial compensation. This can often be complicated in the state of New York due to insurance policies and other factors. If you did not previously seek out special private insurance options, sometimes it is difficult to obtain compensation or even to know what to do next. The New York motorcycle accident lawyers of Proner & Proner have a great deal of experience assisting injured motorcyclists with pursuing the correct liable party and helping them fight for financial compensation. Call us today at 212-500-1003 to schedule a free consultation about your NYC motorcycle accident case!
New York state uses “No-Fault” laws in regards to auto accidents on the road. This means that regardless of who is at fault for the motor vehicle accident, the driver’s insurance will cover medical and lost wages costs. Unfortunately, due to certain biases, the no-fault coverage in New York does not apply to motorcyclists. This leaves NY riders without the protection that other motorists can rely on.
Another thing that motorcyclists may be unaware of is that the basic required NY insurance for motorcyclists does not protect the rider when they are at fault, unless the accident specifically involves hitting a pedestrian. If a motorcycle rider in New York City wants to have real protection for motorcycle accidents and injuries, they probably have to invest money in a private insurance option that is appropriate for them.
There are many different insurance policies offered by private insurance companies in New York to provide better protection to motorcyclists. It is important to note that the basic minimum required insurance does not cover any costs incurred by the motorcyclist, even if they are not the liable party. Different policies can protect a rider from a variety of situations including such things as having a passenger on your motorcycle, coverage for when the liable party is uninsured, coverage for additional equipment added to the motorcycle, etc.
The following is a list of insurance options open to New York motorcyclists:
New York state requires that most motorists have a severe injury to be able to sue for coverage of financial costs such as lost salary, pain and suffering, and medical bills. A severe injury is usually defined as “a serious fracture, loss or limitation of a body part, death of a fetus, or death of the victim.” For motorcyclists, however, the rules are much less strict.
Being on a motorcycle tends to be inherently more dangerous due to the lack of extra protection that other motor vehicles typically provide for a driver. Due to this, motorcyclists are generally allowed to sue for injuries and damages of much less severity than those suffered by a car or truck driver. This means that if liability lies with the other motorist or rider, a motorcyclist may be able to get medical coverage from the liable party’s insurance (if they have any or enough) instead of through a private insurance company.
Until the case is decided, certain costs can be covered by other parties who may request to have those payments reimbursed later if the case is won. Lost earnings are often covered through an employer via sick time or disability payment programs. Medical bills may be partially or fully covered by your health insurance.
Motorcycle accident injury claims can get very complicated in New York, and victims often must move on with minimal if any compensation due to limited coverage by insurance policies. If you did not get private motorcycle insurance, this can be even more difficult. The experienced NYC motorcycle accident attorneys at Proner & Proner can look at your options and do our best to fight insurance companies to get you the compensation you need for your medical bills. Call us today at 212-500-1003 or contact us online to schedule a free initial consultation regarding your New York City motorcycle accident case.
Motorcycle Accident Verdicts & Settlements
We understand motorcyclists because we ride. And we understand that when things go wrong on a motorcycle, often it’s not the motorcyclist’s fault. Here are some of our successes in getting compensation for riders.
Female, 35: Motorcyclist hit by oncoming traffic
Our client was riding on the back of a motorcycle going south when the defendant heading north made a left hand turn in front of the client, causing the accident.
Injuries: Fractured left leg which required surgery
Male, 47: Motorcyclist hit by vehicle
Our client was hit by a car pulling into the roadway.
Injuries: Two broken legs
Male, 52: Wrongful death
Our client was killed in an intersection accident.
Injuries: Wrongful death
Male, 23: Motorcyclist hit by vehicle
Our client was hit by a right turning car.
Injuries: Broken wrist
Male: Motorcyclist hit by vehicle
The defendant made a left turn into the path of our client, who was riding a motorcycle
Injuries: Broken ankle
Male, 36: Motorcyclist hit by vehicle
The defendant’s vehicle collided with our client’s motorcycle.
Injuries: Surgery to the client’s leg, 20 stitches on his right foot
Male, 48: Motorcyclist loss of control
Our client was driving his motorcycle on the BQE and crashed into a HOV lane divider that did not have adequate warnings in front of it.
Injuries: Intracranial skull fracture; multiple facial fractures, multiple rib fractures
Male, 32: Motorcyclist hit by vehicle
Our client was riding his motorcycle when he was cut off by a car making a left hand turn.
Injuries: Fractured right ankle, road rash
Female, 40: Motorcyclist hit by vehicle
Our client was on a motorcycle, about to overtake legally, when a car made a U-turn and stuck the client.
Injuries: Mild traumatic brain injury, compression fracture in spine, permanent scarring
Male, 26: Motorcyclist loss of control
Our client was on his motorcycle where he went over a metal plate which had dirt and gravel on it - causing his bike to slip out from under him.
Injuries: Fractured left ankle requiring surgery
Male, 24: Motorcyclist hit by vehicle
Our client was going straight on through a green light on his motorcycle when he was struck by a car coming from the opposite side making a left turn.
Injuries: Fractured right femur, ruptured testicle that had to be removed
Male, 34: Motorcyclist hit by vehicle
Our client was side swiped by 81-year-old defendant driver.
Injuries: Surgery for carpal tunnel syndrome
Male, 24: Motorcyclist loss of control
Our client laid down his motorcycle after he claimed the car being driven by the defendant went through a stop sign.
Injuries: Shoulder injury
Road Rage Incident
Mitchell Proner spoke in support of NYC motorcycle riders and called on NY lawmakers and police not to overreact to a highly publicized road rage incident or to let that incident cast all motorcyclists in a bad light.
Hit and Run
Attorney Mitchell Proner was on hand when the motorist accused of hitting a female jogger on a road in Central Islip appeared in a New York courtroom to answer charges of leaving the scene of a fatal accident.
Attorney Mitchell Proner, an expert on maritime law, spoke about the similarities between the Costa Concordia ferry disaster and the recent Indonesian ferry accident that killed at least 24 people.
Mitchell Proner is an amazing and very experienced trial lawyer, who takes care of his clients. He represented me in a car accident case, kept me very informed during the lengthy legal process and got me the settlement that I expected. His friendly office staff was always willing to assist and answer any questions I had. I recommend Mitchell Proner to all my friends and family!
Besides being well versed and very knowledgeable about all aspects of my case it was simply a pleasure dealing with Mr. Proner and his colleagues at Proner and Proner. In a time of hardship Mr. Proner and the staff at Proner and Proner made it very easy for us to cope with all of the legal processes which we are not accustom to. I couldn't recommend a better group of people let alone an attorney as Mitchell Proner and the staff at Proner and Proner. Thank you again for all of your assistance.
Awesome experience, excellent service, very professional and fast resolving my case. My number one attorney - definitely recommended more than once. Thank you!