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Tricks insurance companies use to pay less compensation

In every accident case, insurance companies will do anything in their hands to pay less compensation or to try and settle for a lot less than the jury would dictate. Therefore, it is important to hire an experienced, competent accidents lawyer that will fight for your rights and that knows the tricks that insurance companies use to pay less compensation.

How is compensation calculated?

There are many aspects to take into consideration. One of the factors that has more influence on your case’s value is past and future damage. Past damage or past suffering refers to the injuries, medical expenses, hospital payments, and lost income from the moment of the accident until now. Future suffering refers to medical expenses and changes in life quality if the injuries are permanent.

In case medical records indicate that there is permanent damage, we can request compensation for pain and suffering for the rest of your life. This is calculated taking into consideration life expectancy statistics. These cases have a higher value, the compensation at the end will be more.

What is the first move from insurance companies?

The first thing insurance companies will try to do is proof that you were responsible for the accident. They try to manipulate the information to their own benefit. This is why it is important to have a great accidents lawyer by your side.

At Proner & Proner, decades of experience litigating accident cases have given us the heads up of what insurance companies will try to do, and we have the knowledge to win a fight against them to defend your rights.

One of the tricks insurance companies use is when our client does not speak English, they take advantage of that to give a different version of the facts to the police at the moment of making the report, or when the person is undocumented, they use people’s fear to change the truth.

We know how to fix those reports and those complications. Police reports can be fixed, we can talk to witnesses, search for evidence, etc. to work for your case.

In case that the person involved has an offense charge from another moment in their lives, insurance companies will try to use that to bias the jury. We can handle that as well, explaining that was years ago, in a different stage of life.

Does the migratory status affect the value of the case?

Although insurance companies will try to scare you with this, you must know that you don’t have to worry about it. In New York, everyone is protected regardless of the migratory status. The compensation in civil cases is received on its completion.

Are there other factors that influence the decision?

In certain cases, it can be difficult to find an accident attorney that chooses to take your case, sometimes because they do not want to work, because they do not know how to find enough evidence to fight for your case. In some cases, they do not have the reputation or the experience needed to struggle against a big insurance company in court.

Call us today at 1 800 321 1234 or chat with us. The consultation is completely free and we only charge a fee if we win the case.

Keep in mind that insurance companies will always try to do everything to diminish your case and give you less compensation than the one you deserve. Many times, these companies will want to make a fast settlement, and if you need the money and you do not have enough knowledge or a good lawyer by your side, you have the risk of falling in one of those traps.

A good lawyer will always advise you, but they will also respect your decision when it comes to agreeing on a settlement or taking the case to court. At Proner & Proner, we will always have you up to date with your case’s news, and we are ready to fight for your rights. Contact us at 1 800 321 1234.

The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.

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