Riding a motorcycle involves risks, yes, but also many misconceptions that get repeated over and over, especially when an accident happens.
And worst of all: these myths can cost you money, your right to compensation, or even your legal reputation.
Today, we explain the most dangerous myths about motorcycle accidents you should leave behind if you live in New York or any city with heavy traffic.
Table of Contents
We return our clients’ phone calls. We are available 24/7, 365 days a year. I give out my personal cell phone number to all my clients, and I tell them they can feel free to contact me at any time. That’s what makes us different.
Myth 1: "If you weren’t wearing a helmet, it’s your fault and you can’t claim" False.
Although wearing a helmet is mandatory in New York and strongly recommended for safety, it does not automatically strip you of the right to compensation if another driver caused the accident.
Your compensation might be reduced depending on the type of injury, but that doesn’t cancel your legal right to file a claim.
This applies to all types of accidents, including those involving motorcyclists. If the driver who hit you didn’t stop, they violated state law.
Myth 2: "Motorcyclists are always to blame"
This is one of the most dangerous prejudices.
There’s a widespread belief that motorcyclists are reckless, aggressive, or “asking for” accidents.
But the law does not work on stereotypes.
If the other driver was negligent, distracted, invaded your lane, or didn’t respect your space, they can be fully or partially responsible for the crash.
With 30 years of experience winning top settlements, we know how to deal with insurance companies and the legal system. You’re in the best hands with us.
Myth 3: "I can’t claim because the other driver fled" False.
In New York, your policy may include uninsured/underinsured motorist coverage (UM/UIM).
Even if you can’t identify the other vehicle, you can file a claim through your insurance or legal channels with proper advice.
Myth 4: "If I don’t have visible injuries, I have no case"
Many common motorcycle injuries aren’t visible immediately:
- Whiplash
- Internal bruises
- Mild concussion
- Muscle injuries that worsen days later
Never assume you’re “fine” without a full medical evaluation.
And remember: refusing medical care can weaken your case.
Myth 5: "My insurance will take care of everything"
Probably the costliest myth.
Insurers, even yours, are not designed to protect you but to minimize payouts
Often:
- They offer low, quick settlements to close the case
- Deny claims citing technicalities
- Ignore the emotional or long-term impact of your injuries
Only a defense lawyer helps you properly value your case and negotiate on your terms.
Myth 6: "If I didn’t record the accident or have witnesses, I can’t prove it"
While witnesses or recordings help, they’re not indispensable.
There are other ways to prove your version:
- Accident reconstruction experts
- Damage analysis on vehicles
- Medical and police reports
- Affidavits
- Phone records of the other driver (if distracted)
A good lawyer will know what evidence to use to prove the truth.
In New York, these myths are especially dangerous
Areas like Queens, Brooklyn, Bronx, and Manhattan have high traffic volumes and increasing motorcycle accidents.
Many riders lose their rights by believing these myths or failing to consult a lawyer in time.
Proner & Proner: We fight myths with legal facts
At Proner & Proner, we’ve spent decades defending motorcyclists in New York.
We know how to face prejudices and insurers that use these myths against you.
- We help you debunk false accusations
- Evaluate the true value of your case
- Demand the compensation you deserve
We serve NYC, Queens, Brooklyn, Bronx, Manhattan.
Call 1-800-321-1234 or fill out the online form.
The truth is on your side. So are we.
