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Important Insurance Information for Motorcyclists Looking to File a Claim

As New Yorkers continue to practice social distancing in an effort to slow the spread of the Coronavirus, one popular summer activity that hasn’t been halted is motorcycle riding. Starting in the spring and typically ending in the early fall, motorcycle season has remained as popular as ever, especially as more and more people are turning to new activities to help pass the time. However, motorcycle accidents can happen on a moment’s notice. In today’s ever-advancing technological world, drivers are more distracted than ever before. Unfortunately, that can have catastrophic consequences for the motorcyclist who falls victim to a distracted driver. At Proner & Proner, we will fight on your behalf to make sure that the person responsible for your injuries pays for the harm they’ve caused. Like all motorists on the road, motorcyclists deserve peace of mind when they go out for a drive. No one should ever be injured while doing something they enjoy, but if the unthinkable does happen, our experienced attorneys at Proner & Proner are ready to help. Learn more below. 

Common Causes of Motorcycle Accidents

In many cases, the drivers of trucks and passenger vehicles are usually found to be at-fault for causing a motorcycle accident. This is because many drivers may fail to look in their rearview mirror to see if it’s safe to pass into another lane and as a result, plow into an oncoming motorcyclist. One of the most common causes of motorcycle accidents, however, is when a driver fails to yield to the right of way. At an intersection, motorists should always yield to oncoming traffic before trying to make a left hand turn, however, that doesn’t always happen. Whether the result of speeding, distraction or plain carelessness, a left-hand turn accident can have a life-changing impact for the motorcyclist who was hit. According to the US National Library of Medicine, head injuries were the leading cause of death for all motorcyclists. 

Other common causes of motorcycle accidents include:

New York’s “No-Fault” Law is Different for Motorcyclists

New York is a “no-fault” insurance state. Simply put, this means that a motorist who is injured in an accident can be reimbursed by their insurance company regardless of who was at fault. This reimbursement will generally cover damages such as medical bills, property damage and lost wages resulting from not being able to work. Motorcyclists, however, are not covered under this “no-fault” law. 

It goes without saying that there is a bias against motorcyclists. This harmful bias, unfortunately, means that insurance companies look at motorcycles as inherently dangerous. So when a motorcyclist is injured in an accident, he or she must rely on their private insurance to pay for any outstanding expenses caused by the accident. Insurance companies, however, often do not operate in the best interest of the driver. Instead, insurance companies focus on their bottom line, wanting to pay out as little compensation as possible. This means that while you may recover compensation, you’re most likely not receiving enough to really make a substantial difference in your household expenses, medical bills and to cover your lost wages. This is generally one of the biggest and most important reasons to hire a personal injury lawyer after you’ve been injured in a motorcycle accident. Your attorney will work directly with the insurance company to make sure that they are fairly compensating you for what you’re rightly owed. 

Contact A New York City Personal Injury Lawyer To Discuss Your Motorcycle Accident Case In New York

Did you or a loved one sustain serious injuries due to a motorcycle accident in New York? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. Proner & Proner represents clients injured because of motorcycle accidents in Queens, the Bronx, Manhattan, Brooklyn, and throughout New York. Call 212-500-1003 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 60 E. 42nd Street, Suite 1503 in New York, NY 10165 as well as offices in Queens, Brooklyn, the Bronx, and Bethel, Connecticut.

The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.

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