If you have been injured because of another person’s negligent actions, whether your injury was caused by a motor vehicle, motorcycle, or trucking accident, medical malpractice, or any other accident, you may be entitled to compensation for your injuries. At Proner & Proner, our personal injury lawyers have helped numerous clients in Manhattan and throughout New York obtain the financial recompense to which they are entitled. Our attorneys have years of combined experience in personal injury litigation, and we have an outstanding track record of success. If you suspect you have a personal injury case, contact our law firm today to schedule a free case evaluation. We will work diligently to protect your interests and secure the settlement you deserve.
Personal Injury Compensation – Covering the Costs of Your Injury
The amount of compensatory damages a personal injury victim may obtain depends on several factors, including the severity of his or her injuries, the circumstances surrounding the accident, and the skill of his or her attorney. Personal injury compensation can cover:
- Medical expenses – covers the cost of medical treatment (and rehabilitation, if applicable) for the injury; may include future medical expenses if the victim requires ongoing medical care.
- Loss of income – compensates income the victim would have earned had he not been injured, either present (from the time of injury to the date of judgment) or future (projected future earnings).
- Decreased earning potential – reimburses injury-related decreases in the victim’s earning capacity.
- Physical deformity – compensates for physical disfigurement.
- Pain and suffering – compensate for physical, mental, and emotional anguish.
- Loss of enjoyment of life – compensates for diminished ability to enjoy day-to-day activities.
- Cost of maintaining household services – covers expenses related to maintaining the victim’s household during his recovery.
Obtaining Personal Injury Compensation
In order to obtain personal injury compensation, the victim must meet several requirements. He or she must file suit within the statute of limitations (time limit) governing personal injury cases, and he or she must be able to prove the defendant’s liability. Since the defendant will make every effort to prove that he or she is not responsible for the injury, it is crucial that the injured hire an attorney with experience in personal injury litigation. A practiced attorney will know which steps to take to counter the defense’s claims, file suit within the statute of limitations, secure a settlement, and protect the settlement from dissolution.
Proner & Proner is dedicated to proving legal services of the highest caliber at each stage of a personal injury case. Contact our law firm to learn more about how our team of personal injury lawyers in New York can help protect your interests after an accident that wasn’t your fault. Our personal injury lawyers serve Manhattan and all of New York. We will determine whether you have grounds for filing a lawsuit and provide you with the exceptional legal counsel you need.
Types of Personal Injury Settlements
There are two types of personal injury settlements – structured and unstructured – each of which has its own advantages and disadvantages. Our personal injury attorneys can help you choose the settlement type that will best meet your needs.
A structured settlement provides the plaintiff regular payments over the course of several years, or for the rest of the plaintiff’s life. The settlement (annuity) is typically paid by the defendant’s insurer. This arrangement provides numerous benefits: structured settlements are usually tax free, and they prevent the plaintiff from spending the entire settlement all at once. A structured settlement can be tailored to meet the plaintiff’s unique needs; for example, it can be combined with a lump-sum payment to cover immediate expenses (medical bills, etc.). Structured settlements also provide the security and peace of mind of dependable payments, and they are usually protected by state insurance laws if the defendant’s insurer goes bankrupt.
An unstructured settlement is paid to the plaintiff in one lump sum. The plaintiff may then do with the settlement whatever he or she sees fit. This arrangement has several advantages: it assures that the defendant is made to pay the entire settlement, prevents disbursement of too-small annuity payments, and is typically not subject to dissolution. However, most clients do not choose this option, since it does not offer protection from over- or unwise spending of the settlement monies.
Contact Our Personal Injury Lawyers
If you have suffered personal injury because of another party’s negligence, you may be entitled to compensation for your injuries. Contact Proner & Proner to learn more about obtaining compensation in a personal injury lawsuit. Our lawyers serve clients in Manhattan and throughout New York.