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Insurance Issues in Motorcycle Accident Cases

Like all motorists, motorcyclists must follow strict insurance mandates.  To ensure that they are financially protected in the event of an accident, motorcyclists must make sure to meet their state’s insurance requirements, including those governing liability, uninsured drivers’, and no fault coverage.  At Proner & Proner, our experienced motorcycle accident attorneys serving clients from throughout all fifty states, have years of combined experience helping motorcyclists navigate the relevant insurance laws.  If you have suffered personal injury in an accident, or if you are considering your motorcycle insurance options, contact our firm today to schedule a consultation with one of our lawyers.  We will work diligently to make sure that your rights are protected.

• Types of Motorcycle Insurance Coverage
• No Fault Accidents
• Additional Issues in a Handling a Motorcycle Accident Case

Types of Motorcycle Insurance Coverage

The type of insurance a motorcyclist has – or his or her failure to purchase insurance – will impact his or her financial recovery in the event of a motorcycle accident.  The attorneys of Proner & Proner are knowledgeable about the types of coverage available, including liability, collision, comprehensive, and uninsured motorist coverage.  We will advise you as to the best course of action according to your insurance plan. 

Liability Coverage

Liability insurance covers bodily injury and property damage a motorcyclist causes to others involved in the accident (possibly including passengers riding with the motorcyclist).  Liability insurance does not cover the motorcyclist, himself. 

Collision Coverage

Collision insurance covers damage to the motorcyclist’s motorcycle caused by a crash.  Damages are usually limited to the book value of the motorcycle at the time of the collision.

Comprehensive Coverage

Comprehensive insurance covers damage to factory standard parts caused by events other than a collision (for example, theft, vandalism, or fire).  Typically, damages are limited to the book value of the motorcycle at the time of the incident.

Uninsured Drivers’ Coverage

Uninsured drivers’ coverage protects policyholders (including motorcyclists) in the event of an accident with someone who is either uninsured or underinsured.  In states where uninsured motorist coverage is mandatory, motorcyclists must meet minimum coverage amounts. 

Proner & Proner’s motorcycle accident attorneys are intimately familiar with the laws of each state regarding motorcyclists’ coverage.  Contact our firm for more information on obtaining the legal counsel you need to navigate these laws after a motorcycle accident.

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No Fault Accidents

Under the “no fault” law, motorcycles are not considered motor vehicles, and motorcyclists cannot therefore obtain medical and lost wage benefits the law provides.  However, if you have suffered injury in a motorcycle accident that wasn’t entirely your fault, you may be able to obtain compensation per other laws.  Contact Proner & Proner for more information.

Additional Issues in a Handling a Motorcycle Accident Case

Aside from insurance, additional factors will likely impact a motorcycle accident victim’s potential case.  These include the severity of victims’ injuries (for example, whether they suffered a relatively minor injury or a traumatic brain, spinal cord, or burn injury), the cause of the accident, and the motorcyclist’s legal resources.  Given the complexity of accident reconstruction, it is best to hire an experienced motorcycle accident attorney such as those at Proner & Proner.  Contact our firm today to secure the exceptional legal counsel you need.

Contact Our Experienced Motorcycle Accident Attorneys

If you or a loved one has suffered personal injury in a motorcycle accident, our attorneys can help.  Serving motorcycle accident victims throughout the United States, we work diligently to obtain the compensation to which our clients are entitled.  Contact Proner & Proner to schedule a free case evaluation.  We will provide the exceptional legal counsel you need to protect your rights.

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